{"id":56233,"date":"2022-08-30T12:33:22","date_gmt":"2022-08-30T10:33:22","guid":{"rendered":"https:\/\/blog.euncet.com\/?p=56233"},"modified":"2023-02-24T10:59:38","modified_gmt":"2023-02-24T09:59:38","slug":"banca-digital","status":"publish","type":"post","link":"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/","title":{"rendered":"Auge de la banca digital: avantatges i desavantatges"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"56233\" class=\"elementor elementor-56233 elementor-54988\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6f89b94e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6f89b94e\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30a80636\" data-id=\"30a80636\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7d61da47 elementor-widget elementor-widget-text-editor\" data-id=\"7d61da47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span data-contrast=\"auto\">La digitalitzaci\u00f3 i la transformaci\u00f3 digital han revolucionat la societat i els mercats. <strong>El sector de la banca ha hagut de reinventar la seva manera de fer per adaptar-se a aquests nous temps<\/strong>, cada vegada m\u00e9s marcats per l&#8217;\u00fas d&#8217;internet en el dia a dia dels usuaris.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u00cdNDEX DE CONTINGUTS<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #222222;color:#222222\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #222222;color:#222222\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#En_que_consisteix_la_banca_digital\" >En qu\u00e8 consisteix la banca digital?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#Principals_avantatges_de_la_banca_digital\" >Principals avantatges de la banca digital<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#EN_LINIA\" >EN L\u00cdNIA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#TransparEncia\" >Transpar\u00c8ncia<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#DisponibiliTaT\" >DisponibiliTaT<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#Desavantatges_de_la_banca_digital\" >Desavantatges de la banca digital<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#Falta_de_personal\" >Falta de personal<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#DesconfianCa\" >Desconfian\u00c7a<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.euncet.com\/blog\/ca\/banca-digital\/#MaJor_atencio\" >MaJor atenci\u00f3<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><span data-contrast=\"auto\">En aquest context, neix la banca en l\u00ednia com a soluci\u00f3 a aquesta nova necessitat. Saps qu\u00e8 \u00e9s exactament? A continuaci\u00f3, t\u2019expliquem qu\u00e8 \u00e9s i quins s\u00f3n els avantatges i desavantatges de la banca digital.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter size-full wp-image-56249\" src=\"https:\/\/blog.euncet.com\/wp-content\/uploads\/2022\/11\/en-que-consisteix-la-banca-digital.jpg\" alt=\"En qu\u00e8 consisteix la banca digital? \" width=\"750\" height=\"300\" srcset=\"https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/en-que-consisteix-la-banca-digital.jpg 750w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/en-que-consisteix-la-banca-digital-300x120.jpg 300w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/en-que-consisteix-la-banca-digital-80x32.jpg 80w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p><h2><span class=\"ez-toc-section\" id=\"En_que_consisteix_la_banca_digital\"><\/span><span class=\"TextRun SCXW20801258 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW20801258 BCX0\" data-ccp-parastyle=\"heading 2\">En <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW20801258 BCX0\" data-ccp-parastyle=\"heading 2\">qu\u00e8<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW20801258 BCX0\" data-ccp-parastyle=\"heading 2\">consisteix<\/span><span class=\"NormalTextRun SCXW20801258 BCX0\" data-ccp-parastyle=\"heading 2\"> la banca digital?<\/span><\/span><span class=\"EOP SCXW20801258 BCX0\" data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:360,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2><p><span data-contrast=\"auto\">La banca digital \u00e9s el resultat de combinar els<strong> serveis financers i prestacions que ofereix la banca tradicional amb internet<\/strong>. Accedint a trav\u00e9s de dispositius m\u00f2bils, tauletes o ordinadors, els clients poden obrir comptes bancaris, realitzar transfer\u00e8ncies, fer pagaments a dist\u00e0ncia o fer domiciliacions <strong>sense haver d&#8217;anar presencialment a una sucursal banc\u00e0ria.<\/strong><\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Aquesta nova manera de relacionar-se amb el sector bancari fa que s&#8217;agilitzin les operacions financeres per a milions de persones, oferint <strong>immediatesa<\/strong> en la seva realitzaci\u00f3 i una major <strong>autonomia i flexibilitat<\/strong> dels clients, en poder accedir a elles en qualsevol hora i des de qualsevol dispositiu electr\u00f2nic.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">Dins del sistema financer, trobem <strong>dues formes de banca:<\/strong> aquelles que han digitalitzat els seus serveis despr\u00e9s de la disrupci\u00f3 d&#8217;internet i dels nous h\u00e0bits dels clients, i les que han nascut sent digitals.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">El primer cas \u00e9s l&#8217;<strong>adaptaci\u00f3 de la banca tradicional a l&#8217;ecosistema digital.<\/strong> En la majoria dels casos, aquests bancs mantenen les oficines banc\u00e0ries i la prestaci\u00f3 de serveis presencials, encara que en menys punts d&#8217;atenci\u00f3, ja que combinen la seva activitat amb el format digital mitjan\u00e7ant aplicacions i p\u00e0gines web.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><span data-contrast=\"auto\">En canvi, en el segon cas, el servei bancari <strong>\u00e9s cent per cent digital<\/strong>. No existeixen establiments f\u00edsics, per la qual cosa tot es realitza mitjan\u00e7ant l&#8217;\u00fas d&#8217;internet a trav\u00e9s de dispositius m\u00f2bils o ordinadors. Aix\u00ed doncs, tota la relaci\u00f3 entre client i banca \u00e9s digital.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p><p><strong>Et pot interessar:<\/strong> <a href=\"http:\/\/devmarketersgroup.es\/euncet\/empresas-fintech\/\" target=\"_blank\" rel=\"noopener\">Qu\u00e8 s\u00f3n les Empreses Fintech i com funcionen?<\/a><\/p><p><img decoding=\"async\" class=\"aligncenter size-full wp-image-56255\" src=\"https:\/\/blog.euncet.com\/wp-content\/uploads\/2022\/11\/avantatges-banca-digital.jpg\" alt=\"Principals avantatges de la banca digital\" width=\"750\" height=\"300\" srcset=\"https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/avantatges-banca-digital.jpg 750w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/avantatges-banca-digital-300x120.jpg 300w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/avantatges-banca-digital-80x32.jpg 80w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/p><h2><span class=\"ez-toc-section\" id=\"Principals_avantatges_de_la_banca_digital\"><\/span>Principals avantatges de la banca digital<span class=\"ez-toc-section-end\"><\/span><\/h2><p><span class=\"TextRun SCXW158303697 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW158303697 BCX0\">La banca digital <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">s&#8217;ha<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">presentat<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">com<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> una de les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">solucions<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> perfectes <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">quals<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">reconnectar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">majoria<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">dels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">clients<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">oferint<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">major<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">flexibilitat<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> en <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">productes<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">serveis<\/span><\/strong><span class=\"NormalTextRun SCXW158303697 BCX0\">. Entre <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">seus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">principals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW158303697 BCX0\">avantatges<\/span><span class=\"NormalTextRun SCXW158303697 BCX0\"> destaca:<\/span><\/span><span class=\"EOP SCXW158303697 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"EN_LINIA\"><\/span>EN L\u00cdNIA<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span class=\"TextRun SCXW221117106 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW221117106 BCX0\">En <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">reduir<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\">, i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">fins<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">tot<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> eliminar en <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">alguns<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> casos, les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">sucursals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">presencials<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">permet<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">clients<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">tinguin<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">acc\u00e9s<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> directe a la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">seva<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> banca des de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">qualsevol<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">dispositiu<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">amb<\/span><\/strong><span class=\"NormalTextRun SCXW221117106 BCX0\"><strong> internet<\/strong>. A <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">m\u00e9s<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\">, totes les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">aplicacions<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">llocs<\/span> <span class=\"NormalTextRun SCXW221117106 BCX0\">web <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">compten<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> un <\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">alt<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">grau<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">d&#8217;usabilitat<\/span><\/strong><span class=\"NormalTextRun SCXW221117106 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">ofereixen<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">bones<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">experi\u00e8ncies<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SpellingErrorHighlight SCXW221117106 BCX0\">d&#8217;usuari<\/span><\/strong><span class=\"NormalTextRun SCXW221117106 BCX0\"> respecte a la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">navegaci\u00f3<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> i a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">l&#8217;est\u00e8tica<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> de les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">plataformes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">amb<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">dissenys<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">intu\u00eftius<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW221117106 BCX0\">atractius<\/span><span class=\"NormalTextRun SCXW221117106 BCX0\">.<\/span><\/strong><\/span><strong><span class=\"EOP SCXW221117106 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/strong><\/p><h3><span class=\"ez-toc-section\" id=\"TransparEncia\"><\/span>Transpar\u00c8ncia<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span class=\"TextRun SCXW205987113 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW205987113 BCX0\">Un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">altre<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">dels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">principals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">avantatges<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">d&#8217;aquesta<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> nova manera de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">fer<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> banca <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">\u00e9s<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> la <\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">transpar\u00e8ncia<\/span><\/strong><span class=\"NormalTextRun SCXW205987113 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">existeix<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> en la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">realitzaci\u00f3<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> de les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">operacions<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">financeres<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">gr\u00e0cies<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> al <\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">xifratge<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">mitjan\u00e7ant<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">tecnologia<\/span> <\/strong><\/span><strong><em><span class=\"TextRun SCXW205987113 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">blockchain<\/span><\/span><\/em><\/strong><span class=\"TextRun SCXW205987113 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><strong><span class=\"NormalTextRun SCXW205987113 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">altres<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">t\u00e8cniques<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">ciberseguretat<\/span><\/strong> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">com<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">\u00e9s<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">l&#8217;empremta<\/span><\/strong><span class=\"NormalTextRun SCXW205987113 BCX0\"><strong> digital<\/strong> <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">quals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">protegir<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">l&#8217;acc\u00e9s<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW205987113 BCX0\">informaci\u00f3<\/span><span class=\"NormalTextRun SCXW205987113 BCX0\"> confidencial.<\/span><\/span><span class=\"EOP SCXW205987113 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"DisponibiliTaT\"><\/span>DisponibiliTaT<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span class=\"TextRun SCXW84048719 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW84048719 BCX0\">La <\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">comoditat<\/span><\/strong><span class=\"NormalTextRun SCXW84048719 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">ofereix<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> poder operar <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> la banca a trav\u00e9s de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">dispositius<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> en <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">qualsevol<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">lloc<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">sense<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">sigui<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">obligat\u00f2ria<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">pres\u00e8ncia<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> f\u00edsica, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">\u00e9s<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">dels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">avantatges<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">m\u00e9s<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">valorats<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">pels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">clients<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">. Les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">aplicacions<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">llocs<\/span> <span class=\"NormalTextRun SCXW84048719 BCX0\">web de la banca <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">estan<\/span><strong><span class=\"NormalTextRun SCXW84048719 BCX0\"> pensades <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">perqu\u00e8<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> el <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">client<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">realitzi<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">seves<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">operacions<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> en el menor nombre de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">passos<\/span><\/strong><span class=\"NormalTextRun SCXW84048719 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">agilitzant<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">aix\u00ed<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">seus<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">processos<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">peticions<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> a trav\u00e9s de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">l&#8217;autoservei<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">Aix\u00ed<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">doncs<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">aquesta<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> nova <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">modalitat<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">permet<\/span><strong><span class=\"NormalTextRun SCXW84048719 BCX0\"> operar de manera <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">senzilla<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">\u00e0gil<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">immediata<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> en <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">qualsevol<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">moment<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\"> del <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW84048719 BCX0\">dia<\/span><span class=\"NormalTextRun SCXW84048719 BCX0\">.<\/span><\/strong><\/span><span class=\"EOP SCXW84048719 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-56259\" src=\"https:\/\/blog.euncet.com\/wp-content\/uploads\/2022\/11\/desavantatges-banca-digital.jpg\" alt=\"Desavantatges de la banca digital \" width=\"750\" height=\"300\" srcset=\"https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/desavantatges-banca-digital.jpg 750w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/desavantatges-banca-digital-300x120.jpg 300w, https:\/\/www.euncet.com\/blog\/wp-content\/uploads\/2022\/11\/desavantatges-banca-digital-80x32.jpg 80w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><\/h2><h2><span class=\"ez-toc-section\" id=\"Desavantatges_de_la_banca_digital\"><\/span>Desavantatges de la banca digital<span class=\"ez-toc-section-end\"><\/span><\/h2><p><span class=\"TextRun SCXW83810768 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW83810768 BCX0\">Malgrat tractar-se <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">d&#8217;una<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">soluci\u00f3<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">molt<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">popularitzada<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> entre <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">clients<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> de <\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">la <\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">banca, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">aquesta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">digitalitzaci\u00f3<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> presenta <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">alguns<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">desavantatges<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> per a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">uns<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">perfils<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> de <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">p\u00fablic<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">concrets<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">com<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">succeeix<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">generacions<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">m\u00e9s<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">tradicionals<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">, <\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">que <\/span><span class=\"NormalTextRun SCXW83810768 BCX0\">encara <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">tenen<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">dificultats<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> per\u00a0 <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">moure\u2019s<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> en <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW83810768 BCX0\">l&#8217;entorn<\/span><span class=\"NormalTextRun SCXW83810768 BCX0\"> digital.<\/span><\/span><span class=\"EOP SCXW83810768 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p><h3><span class=\"ez-toc-section\" id=\"Falta_de_personal\"><\/span>Falta de personal<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span class=\"TextRun SCXW147730642 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW147730642 BCX0\"><span class=\"TextRun SCXW67535758 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW67535758 BCX0\">Un <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">dels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">principals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">aspectes<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> que <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">molts<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">clients<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">q\u00fcestionen<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> sobre la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">digitalitzaci\u00f3<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> de la banca <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">\u00e9s<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> la <strong>falta de personal<\/strong>, ja que <\/span><span class=\"NormalTextRun SCXW67535758 BCX0\">per consultes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">gen\u00e8riques<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">aquesta<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">atenci\u00f3<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> al <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">client<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> se <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">substitueix<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">amb<\/span> <strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">assistents<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">virtuals<\/span><\/strong><span class=\"NormalTextRun SCXW67535758 BCX0\">. <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">Aix\u00f2<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> fa que es <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">perdi<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> el tracte directe <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">amb<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">gestors<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\">, per la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">qual<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> cosa <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">davant<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SpellingErrorHighlight SCXW67535758 BCX0\">qualsevol<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> consulta o <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">aclariment<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">clients<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> han <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">d&#8217;acudir<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> a les preguntes <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">freq\u00fcents<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\"> predeterminades o concertar cites <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW67535758 BCX0\">telef\u00f2niques<\/span><span class=\"NormalTextRun SCXW67535758 BCX0\">.<\/span><\/span><span class=\"EOP SCXW67535758 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/span><\/span><\/p><h3><span class=\"ez-toc-section\" id=\"DesconfianCa\"><\/span>Desconfian\u00c7a<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span data-contrast=\"auto\">Fruit d&#8217;aquesta falta de personal i personalitzaci\u00f3 en el tracte, \u00e9s el <strong>sentiment de desconfian\u00e7a que pateixen molts clients amb les aplicacions banc\u00e0ries digitals<\/strong>, sobretot, els clients m\u00e9s grans. A difer\u00e8ncia de les noves generacions, aquests desconfien m\u00e9s de les plataformes digitals, ja que <strong>la seva relaci\u00f3 amb la banca sempre ha estat presencial, personal i propera.<\/strong><\/span><strong>\u00a0<\/strong><\/p><p><span data-contrast=\"auto\">El fet de no poder acudir al seu director o gestor de confian\u00e7a fa que es mostrin <strong>m\u00e9s reticents a l&#8217;hora d&#8217;operar amb la banca electr\u00f2nica.<\/strong><\/span><strong>\u00a0<\/strong><\/p><h3><span class=\"ez-toc-section\" id=\"MaJor_atencio\"><\/span>MaJor atenci\u00f3<span class=\"ez-toc-section-end\"><\/span><\/h3><p><span class=\"TextRun SCXW175276985 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW175276985 BCX0\">Al no <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">comptar<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> la figura experta, <\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">els<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">clients<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> han de prestar <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">major<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">atenci\u00f3<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">l&#8217;hora<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">d&#8217;acceptar<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">condicions<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">dels<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">productes<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">financers<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> i <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">serveis<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> que es <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">contractin<\/span><\/strong><span class=\"NormalTextRun SCXW175276985 BCX0\"><strong> per internet.<\/strong> El <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">mateix<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">succeeix<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> la resta de les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">activitats<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">financeres<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">dutes<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">terme<\/span> <span class=\"NormalTextRun SCXW175276985 BCX0\">a<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> la plataforma. <strong>El <\/strong><\/span><strong><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">client<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">guanya<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">autonomia<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\">, <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">per\u00f2<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> tamb\u00e9 augmenta la <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">seva<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">responsabilitat<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> a <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">l&#8217;hora<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">d&#8217;acceptar<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\"> les <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">condicions<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW175276985 BCX0\">contractuals<\/span><span class=\"NormalTextRun SCXW175276985 BCX0\">.<\/span><\/strong><\/span><strong><span class=\"EOP SCXW175276985 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/strong><\/p><p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-56418 size-full\" src=\"https:\/\/blog.euncet.com\/wp-content\/uploads\/2022\/11\/executive-program-direccio-financiera.gif\" alt=\"Euncet Business School\" width=\"750\" height=\"200\" \/><\/p><p><span class=\"TextRun SCXW235834397 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW235834397 BCX0\">Ara que ja <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">sap<\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">s<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">m\u00e9s<\/span><span class=\"NormalTextRun SCXW235834397 BCX0\"> sobre la banca digital, no et <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">pots<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">perdre<\/span><span class=\"NormalTextRun SCXW235834397 BCX0\"> el <\/span><\/span><a class=\"Hyperlink SCXW235834397 BCX0\" href=\"https:\/\/www.euncet.com\/es\/executive-education\/posgrado-direccion-financiera\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"TextRun Underlined SCXW235834397 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"none\"><span class=\"NormalTextRun CommentStart CommentHighlightPipeRest CommentHighlightRest SCXW235834397 BCX0\">postgrau en Direcci\u00f3 Financera d<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW235834397 BCX0\">e l<\/span><span class=\"NormalTextRun CommentHighlightRest SCXW235834397 BCX0\">\u2019Euncet Business School<\/span><\/span><\/a><span class=\"TextRun SCXW235834397 BCX0\" lang=\"ES\" xml:lang=\"ES\" data-contrast=\"auto\"> <span class=\"NormalTextRun SpellingErrorV2Themed CommentHighlightPipeRest SCXW235834397 BCX0\">amb<\/span><span class=\"NormalTextRun SCXW235834397 BCX0\"> el <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">qual<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">descobrir\u00e0s<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">quines<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">altres<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">tend\u00e8ncies<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">digitals<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">estan<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">impactant<\/span> <span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">directament<\/span><span class=\"NormalTextRun SCXW235834397 BCX0\"> en el sector <\/span><span class=\"NormalTextRun SpellingErrorV2Themed SCXW235834397 BCX0\">bancari<\/span><span class=\"NormalTextRun SCXW235834397 BCX0\">.<\/span><\/span><span class=\"EOP SCXW235834397 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>La digitalitzaci\u00f3 i la transformaci\u00f3 digital han revolucionat la societat i els mercats. El sector de la banca ha hagut de reinventar la seva manera de fer per adaptar-se a aquests nous temps, cada vegada m\u00e9s marcats per l&#8217;\u00fas d&#8217;internet en el dia a dia dels usuaris.\u00a0\u00a0 En aquest context, neix la banca en l\u00ednia [&hellip;]<\/p>\n","protected":false},"author":24,"featured_media":56238,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[451],"tags":[],"class_list":["post-56233","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finances-i-comptabilitat"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>La banca digital est\u00e0 transformant el sector bancari | Blog Euncet<\/title>\n<meta name=\"description\" content=\"La banca digital est\u00e0 canviant la manera de pensar i actuar de les persones en el sector bancari. 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